---
title: "Terms & Conditions | Savvy Strategies"
description: "The rules and agreements that govern your use of Savvy Strategies websites, student accounts, online courses, and advising services."
canonical_url: "https://savvystrategies.courses/info/terms-and-conditions"
last_updated: "2026-10-14"
---

> Index of every page on this site: [llms.txt](https://savvystrategies.courses/llms.txt)

# Terms & Conditions

Effective date: October 14, 2026

## At a Glance
- Applies to `savvystrategies.com`, `app.savvystrategies.com`, self-paced online courses, downloadable resources, and 1:1 advising services.
- One-time course purchases are processed securely through Stripe in USD and unlock on-demand access in your Savvy Strategies student dashboard.
- Digital course refund requests may be submitted within 14 days of purchase to `kristie@savvy-strategies.com`, subject to fair-use conditions.
- Course videos, frameworks, and study materials are licensed for personal, single-student educational use and may not be shared or redistributed.

## Key Sections
1. **Eligibility and accounts:** Accounts require accurate student/parent information. Parents/guardians may create accounts or purchase on behalf of minor students (13+).
2. **Our services:** Self-paced online ACT/SAT prep courses and 1:1 college admissions and essay advising led by Dr. Kristie (Kristie, Ed.D.).
3. **Purchases, pricing, and payment:** One-time USD payments processed via Stripe Checkout.
4. **Refund policy:** 14-day refund window for digital courses via `kristie@savvy-strategies.com`, subject to fair-use protections and access revocation upon refund.
5. **License and acceptable use:** Personal, non-commercial, single-student household educational license.
6. **Governing law and dispute resolution:** 30-day informal resolution period via `kristie@savvy-strategies.com`, governed by U.S. federal law and the state of Savvy Strategies’ principal place of business.